Hafal

Reference number: 779927

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Adferiad Recovery

Company details

From the company's Companies House record.

Company number
04504443
Company status
Active
Company type
Private company limited by guarantee
Incorporated
6 August 2002 (24 years old)
Registered office
36 Princes Drive, Colwyn Bay, Conwy, LL29 8LA, Wales
Nature of business
  • Other human health activities (SIC 86900)

Current directors and secretaries

Name Role Born Appointed
Clive Edmund Wolfendale Director Jan 1958 5 Dec 2018
Howard Jones Director Jul 1956 1 Apr 2021
Simon Paul Green Director Jun 1958 6 Oct 2021
Dyfrig Morgan Ap Dafydd (Dr) Director Mar 1979 21 Sep 2022
Marian Williams Secretary Not published 1 Oct 2021

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Hafal Crossroads MWW
  • Mental Health UK

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Hafal FCA authorised?
Yes, Hafal (FRN 779927) is authorised by the FCA to carry out regulated activities.
Is my money safe with Hafal?
Protection depends on which product you hold and how Hafal handles your money, so check the specific product before you commit. You can also refer complaints about Hafal to the Financial Ombudsman Service, free of charge.
Is Hafal a scam or clone?
Hafal is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Hafal's Firm Reference Number (FRN)?
Hafal's FRN is 779927. You can verify it on the FCA register.