Harbour Creek Ltd

Reference number: 799628

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Auto Finance Online Limited Reference number: 832181 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Harbour Creek Ltd (FRN 799628) introduces customers to Auto Finance Online Limited (FRN 832181). Any regulated advice or arranging is done by the principal, not Harbour Creek.
  • Example: if Harbour Creek refers you to a financial adviser, the advice should come from the principal firm, not from Harbour Creek itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Harbour Creek Motorhomes

Company details

From the company's Companies House record.

Company number
10476335
Company status
Active
Company type
Private limited company
Incorporated
14 November 2016 (9 years old)
Registered office
10 Victoria Road South, Southsea, PO5 2DA, United Kingdom
Nature of business
  • Sale of other motor vehicles (SIC 45190)

Current directors and secretaries

Name Role Born Appointed
Paul Colin Johnson Director Jan 1980 14 Nov 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Auto Finance Online Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Harbour Creek Ltd FCA authorised?
Harbour Creek Ltd (FRN 799628) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Harbour Creek?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Harbour Creek Ltd (FRN 799628) introduces customers to Auto Finance Online Limited (FRN 832181). Any regulated advice or arranging is done by the principal, not Harbour Creek. Example: if Harbour Creek refers you to a financial adviser, the advice should come from the principal firm, not from Harbour Creek itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Harbour Creek?
Protection works through Auto Finance Online Limited, the principal firm responsible for Harbour Creek's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Harbour Creek a scam or clone?
Harbour Creek is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Harbour Creek's Firm Reference Number (FRN)?
Harbour Creek's FRN is 799628. You can verify it on the FCA register.