HARP FUNERAL SERVICES LIMITED

Reference number: 981436

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HARP FUNERAL SERVICES LIMITED (FRN 981436) is an AR of Golden Charter Limited (FRN 965279). When you use HARP FUNERAL SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HARP FUNERAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01685 385538

  • Verified address

    The Harp Funeral Home, Swansea Road, Merthyr Tydfil, Merthyr Tydfil, CF48 1HS, United Kingdom

Also trades as
  • Alfred James & Son
  • Allan & Derek Davies
  • Raymonda Iles & Sons

Company details

From the company's Companies House record.

Company number
05331145
Company status
Active
Company type
Private limited company
Incorporated
12 January 2005 (21 years old)
Registered office
The Harp Funeral Home, Swansea Road, Merthyr Tydfil, CF48 1HS
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Patricia Anne Iles Director Feb 1963 12 Jan 2005
Carwyn Richard Iles Director Feb 1963 12 Jan 2005
Dafydd Richard Iles Director Mar 1991 18 Sep 2017
Dafydd Iles Secretary Not published 12 Jan 2005
Dafydd Richard Iles Secretary Not published 10 Apr 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is HARP FUNERAL SERVICES LIMITED FCA authorised?
HARP FUNERAL SERVICES LIMITED (FRN 981436) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for HARP FUNERAL SERVICES?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. HARP FUNERAL SERVICES LIMITED (FRN 981436) is an AR of Golden Charter Limited (FRN 965279). When you use HARP FUNERAL SERVICES's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from HARP FUNERAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with HARP FUNERAL SERVICES?
Protection works through Golden Charter Limited, the principal firm responsible for HARP FUNERAL SERVICES's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is HARP FUNERAL SERVICES a scam or clone?
HARP FUNERAL SERVICES is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is HARP FUNERAL SERVICES's Firm Reference Number (FRN)?
HARP FUNERAL SERVICES's FRN is 981436. You can verify it on the FCA register.