Harridge Financial Services Limited

Reference number: 468481

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Harridge Financial Services Limited (FRN 468481) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Harridge Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01488 649141

  • Verified address

    3 Tealgate, Charnham Park, Hungerford, Berkshire, RG17 0YT, United Kingdom

Also trades as
  • The Penny Group Harridge

Company details

From the company's Companies House record.

Company number
07104361
Company status
Active
Company type
Private limited company
Incorporated
15 December 2009 (16 years old)
Registered office
3 Tealgate Charnham Park, Hungerford, Berkshire, RG17 0YT, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Michael Simon Jukes Director Sep 1968 15 Dec 2009
Michael Joseph Elworthy Director Jul 1983 14 Nov 2025
Clement Edward Cowley Director Dec 1985 14 Nov 2025
Adam David John Roberts Director Nov 1982 14 Nov 2025
Graeme Joseph Morrissey Director Sep 1984 14 Nov 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Harridge Financial Services

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Heavenly Finances
  • PDA Financial Planning

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Common questions

Frequently asked questions

Is Harridge Financial Services Limited FCA authorised?
Harridge Financial Services Limited (FRN 468481) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Harridge Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Harridge Financial Services Limited (FRN 468481) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Harridge Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Harridge Financial Services?
Protection works through the principal firm responsible for Harridge Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Harridge Financial Services a scam or clone?
Harridge Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Harridge Financial Services's Firm Reference Number (FRN)?
Harridge Financial Services's FRN is 468481. You can verify it on the FCA register.