HAVILL FUNERAL SERVICES LIMITED

Reference number: 982520

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HAVILL FUNERAL SERVICES LIMITED (FRN 982520) is an AR of Golden Charter Limited (FRN 965279). When you use HAVILL FUNERAL SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HAVILL FUNERAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01795 666355

  • Verified address

    12 Conqueror Court, Sittingbourne, Kent, ME10 5BH, United Kingdom

Company details

From the company's Companies House record.

Company number
05588382
Company status
Active
Company type
Private limited company
Incorporated
10 October 2005 (20 years old)
Registered office
12 Conqueror Court, Sittingbourne, Kent, ME10 5BH, England
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Lee Havill Director Nov 1968 10 Oct 2005
Deborah Jane Havill Secretary Not published 10 Oct 2005

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is HAVILL FUNERAL SERVICES LIMITED FCA authorised?
HAVILL FUNERAL SERVICES LIMITED (FRN 982520) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for HAVILL FUNERAL SERVICES?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. HAVILL FUNERAL SERVICES LIMITED (FRN 982520) is an AR of Golden Charter Limited (FRN 965279). When you use HAVILL FUNERAL SERVICES's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from HAVILL FUNERAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with HAVILL FUNERAL SERVICES?
Protection works through Golden Charter Limited, the principal firm responsible for HAVILL FUNERAL SERVICES's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is HAVILL FUNERAL SERVICES a scam or clone?
HAVILL FUNERAL SERVICES is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is HAVILL FUNERAL SERVICES's Firm Reference Number (FRN)?
HAVILL FUNERAL SERVICES's FRN is 982520. You can verify it on the FCA register.