HCA Commercial Finance Limited

Reference number: 1043081

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CFP Group Limited Reference number: 912083 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HCA Commercial Finance Limited (FRN 1043081) is an AR of CFP Group Limited (FRN 912083). When you use HCA Commercial Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HCA Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
10966866
Company status
Active
Company type
Private limited company
Incorporated
18 September 2017 (8 years old)
Registered office
6 Suite 2.03, 6 Butts Court, Leeds, LS1 5JS, England
Nature of business
  • Financial management (SIC 70221)

Current directors and secretaries

Name Role Born Appointed
Mohammed Rahilul Huque Director Oct 1986 18 Sep 2017
Mohammed Rahilul Huque Secretary Not published 18 Sep 2017

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CFP Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is HCA Commercial Finance Limited FCA authorised?
HCA Commercial Finance Limited (FRN 1043081) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for HCA Commercial Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. HCA Commercial Finance Limited (FRN 1043081) is an AR of CFP Group Limited (FRN 912083). When you use HCA Commercial Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from HCA Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with HCA Commercial Finance?
Protection works through CFP Group Limited, the principal firm responsible for HCA Commercial Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is HCA Commercial Finance a scam or clone?
HCA Commercial Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is HCA Commercial Finance's Firm Reference Number (FRN)?
HCA Commercial Finance's FRN is 1043081. You can verify it on the FCA register.