Healthcare Improvement Scotland

Reference number: 929917

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Introducer appointed representative

Healthcare Improvement Scotland can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Cycle Solutions (Cycle to Work) Limited Reference number: 722968 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Healthcare Improvement Scotland (FRN 929917) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Healthcare Improvement Scotland.
  • Example: if Healthcare Improvement Scotland refers you to a financial adviser, the advice should come from the principal firm, not from Healthcare Improvement Scotland itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0131 623 4295

  • Verified address

    Gyle Square, 1 South Gyle Crescent, Edinburgh, Midlothian, EH12 9EB, United Kingdom

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Healthcare Improvement Scotland FCA authorised?
Healthcare Improvement Scotland (FRN 929917) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Healthcare Improvement Scotland?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Healthcare Improvement Scotland (FRN 929917) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Healthcare Improvement Scotland. Example: if Healthcare Improvement Scotland refers you to a financial adviser, the advice should come from the principal firm, not from Healthcare Improvement Scotland itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Healthcare Improvement Scotland?
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for Healthcare Improvement Scotland's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Healthcare Improvement Scotland a scam or clone?
Healthcare Improvement Scotland is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Healthcare Improvement Scotland's Firm Reference Number (FRN)?
Healthcare Improvement Scotland's FRN is 929917. You can verify it on the FCA register.