Herne Bay Funeral Service

Reference number: 982255

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Introducer appointed representative

Herne Bay Funeral Service can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Herne Bay Funeral Service (FRN 982255) introduces customers to Distinct Funeral Plans Limited (FRN 965289). Any regulated advice or arranging is done by the principal, not Herne Bay Funeral Service.
  • Example: if Herne Bay Funeral Service refers you to a financial adviser, the advice should come from the principal firm, not from Herne Bay Funeral Service itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Herne Bay Funeral Services

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Distinct Funeral Plans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Ross Logan

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Hearne Bay Funeral Services

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Common questions

Frequently asked questions

Is Herne Bay Funeral Service FCA authorised?
Herne Bay Funeral Service (FRN 982255) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Herne Bay Funeral Service?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Herne Bay Funeral Service (FRN 982255) introduces customers to Distinct Funeral Plans Limited (FRN 965289). Any regulated advice or arranging is done by the principal, not Herne Bay Funeral Service. Example: if Herne Bay Funeral Service refers you to a financial adviser, the advice should come from the principal firm, not from Herne Bay Funeral Service itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Herne Bay Funeral Service?
Protection works through Distinct Funeral Plans Limited, the principal firm responsible for Herne Bay Funeral Service's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Herne Bay Funeral Service a scam or clone?
Herne Bay Funeral Service is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Herne Bay Funeral Service's Firm Reference Number (FRN)?
Herne Bay Funeral Service's FRN is 982255. You can verify it on the FCA register.