Hertfordshire Catering Limited
Reference number: 662456
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On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
Mundells, Welwyn Garden City, Hertfordshire, AL7 1FT, United Kingdom
- HCL
Company details
From the company's Companies House record.
- Company number
- 08409608
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 February 2013 (13 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Other food services (SIC 56290)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Jolyon Montague Adam | Director | Mar 1987 | 7 Dec 2020 |
| John Jeffrey Charles Dix | Director | Nov 1959 | 30 Nov 2021 |
| Hugh Michael Ford | Director | Feb 1967 | 29 Nov 2022 |
| Lisa Michelle Quinlan-Rahman | Director | Sep 1977 | 27 Jun 2023 |
| Matthew James King | Director | Sep 1977 | 30 Jan 2024 |
| John Henry Want | Director | Feb 1974 | 4 Oct 2024 |
| Paul Clements (Dr) | Director | Jul 1963 | 27 Nov 2025 |
| Anna Marie Morrison | Director | Jul 1979 | 27 Nov 2025 |
| Rachel Ann Page | Director | Jun 1974 | 27 Nov 2025 |
| Teresa Dawn Skeggs | Director | Feb 1974 | 31 Mar 2026 |
| Samantha Joanne Squires | Director | Apr 1983 | 31 Mar 2026 |
| Craig Ashley Athorn | Secretary | Not published | 6 Jan 2026 |
Activities and protection
What the record covers, and how you are protected
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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