High Life Highland

Reference number: 958313

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • High Life Highland (FRN 958313) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not High Life Highland.
  • Example: if High Life Highland refers you to a financial adviser, the advice should come from the principal firm, not from High Life Highland itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC407011
Company status
Active
Company type
Private company limited by guarantee
Incorporated
8 September 2011 (14 years old)
Registered office
High Life Highland Highland Archive Centre, Bught Road, Inverness, IV3 5SS, Scotland
Nature of business
  • Sports and recreation education (SIC 85510)
  • Cultural education (SIC 85520)
  • Library activities (SIC 91011)
  • Operation of sports facilities (SIC 93110)

Current directors and secretaries

Name Role Born Appointed
Tracy Anne Ligema Director Jun 1966 22 Mar 2017
Nicholas Goldie Finnigan Director May 1958 26 Mar 2021
David Farquhar Finlayson Director Jan 1953 26 Mar 2021
Marianne Hunter Hutchison Director Apr 1964 9 Jun 2022
Andrew John Jarvie Director May 1992 9 Jun 2022
Isabelle Mary Campbell Director Jun 1947 9 Jun 2022
Roderick Keith Henry Director Jun 1966 14 Mar 2023
Andrew Macrae Millar Director Apr 1950 3 Oct 2023
Allison Vass Director May 1981 19 Mar 2025
Michael Fraser Boylan Director Sep 1978 19 Mar 2025
Stewart David Fraser Secretary Not published 1 Oct 2017

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is High Life Highland FCA authorised?
High Life Highland (FRN 958313) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for High Life Highland?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. High Life Highland (FRN 958313) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not High Life Highland. Example: if High Life Highland refers you to a financial adviser, the advice should come from the principal firm, not from High Life Highland itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with High Life Highland?
Protection works through SME HCI Limited, the principal firm responsible for High Life Highland's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is High Life Highland a scam or clone?
High Life Highland is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is High Life Highland's Firm Reference Number (FRN)?
High Life Highland's FRN is 958313. You can verify it on the FCA register.