Highcrest Business Finance Limited

Reference number: 1042282

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Highcrest Business Finance Limited (FRN 1042282) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Highcrest Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07920 264171

  • Verified address

    Suite 9, Astley Park Estate, Chaddock Lane, Astley, Manchester, Wigan, M29 7JY, United Kingdom

Also trades as
  • Asset Finance Solutions

Company details

From the company's Companies House record.

Company number
16618503
Company status
Active
Company type
Private limited company
Incorporated
31 July 2025 (1 year old)
Registered office
Mynshull House, 78 Churchgate, Stockport, SK1 1YJ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Lorna Maria Lever Director May 1968 31 Jul 2025
Kris Kirkpatrick Director Nov 1991 26 Aug 2025
Christopher Lever Director Dec 1970 26 Aug 2025
Mitchell Lever Director May 2001 26 Aug 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Highcrest Business Finance Limited FCA authorised?
Highcrest Business Finance Limited (FRN 1042282) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Highcrest Business Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Highcrest Business Finance Limited (FRN 1042282) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Highcrest Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Highcrest Business Finance?
Protection works through the principal firm responsible for Highcrest Business Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Highcrest Business Finance a scam or clone?
Highcrest Business Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Highcrest Business Finance's Firm Reference Number (FRN)?
Highcrest Business Finance's FRN is 1042282. You can verify it on the FCA register.