Highlands and Islands Enterprise

Reference number: 928538

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Introducer appointed representative

Highlands and Islands Enterprise can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Cycle Solutions (Cycle to Work) Limited Reference number: 722968 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Highlands and Islands Enterprise (FRN 928538) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Highlands and Islands Enterprise.
  • Example: if Highlands and Islands Enterprise refers you to a financial adviser, the advice should come from the principal firm, not from Highlands and Islands Enterprise itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01463 383134

  • Verified address

    10 Inverness Campus, Inverness, Highland, IV2 5NA, United Kingdom

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Highlands and Islands Enterprise FCA authorised?
Highlands and Islands Enterprise (FRN 928538) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Highlands and Islands Enterprise?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Highlands and Islands Enterprise (FRN 928538) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Highlands and Islands Enterprise. Example: if Highlands and Islands Enterprise refers you to a financial adviser, the advice should come from the principal firm, not from Highlands and Islands Enterprise itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Highlands and Islands Enterprise?
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for Highlands and Islands Enterprise's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Highlands and Islands Enterprise a scam or clone?
Highlands and Islands Enterprise is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Highlands and Islands Enterprise's Firm Reference Number (FRN)?
Highlands and Islands Enterprise's FRN is 928538. You can verify it on the FCA register.