HJ Wealth Management Ltd

Reference number: 804147

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HJ Wealth Management Ltd (FRN 804147) is an AR of Advanta Wealth Ltd (FRN 605977). When you use HJ Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HJ Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
11101601
Company status
Active
Company type
Private limited company
Incorporated
7 December 2017 (8 years old)
Registered office
130 Buckingham Palace Road, London, SW1W 9SA, England
Nature of business
  • Financial management (SIC 70221)

Current directors and secretaries

Name Role Born Appointed
Harry James O'Connor Director Feb 1978 7 Dec 2017
Mark Robert Pearson Director Dec 1966 1 May 2026
Gregory Seath Director Apr 1970 8 May 2026

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Advanta Wealth Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is HJ Wealth Management Ltd FCA authorised?
HJ Wealth Management Ltd (FRN 804147) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for HJ Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. HJ Wealth Management Ltd (FRN 804147) is an AR of Advanta Wealth Ltd (FRN 605977). When you use HJ Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from HJ Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with HJ Wealth Management?
Protection works through Advanta Wealth Ltd, the principal firm responsible for HJ Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is HJ Wealth Management a scam or clone?
HJ Wealth Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is HJ Wealth Management's Firm Reference Number (FRN)?
HJ Wealth Management's FRN is 804147. You can verify it on the FCA register.