Homecare Insurance Limited

Reference number: 202880

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
02793290
Company status
Active
Company type
Private limited company
Incorporated
24 February 1993 (33 years old)
Registered office
19th Floor 51 Lime Street, London, EC3M 7DQ, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Andrew Kerr Adam Ferguson Director Mar 1951 19 Oct 2021
David John Bowling Director Oct 1976 7 Jun 2022
Eleanor Jane Sykes Director Nov 1976 1 Oct 2025
Jeremy Ronald St John Miller Director Jul 1959 13 Oct 2025
Sarah Elizabeth Atherton Secretary Not published 1 Jan 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.

Check your FSCS cover →

Show FCA detail (4 permissions)
  • Accepting Deposits
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Dealing in investments as principal

Limits on what they may do

  • The firm must cease all regulated activities
    The firm must cease all regulated activities except for the following activities: (i) Arranging, underwriting and renewing insurance contracts where: (a) the insurance contract is part of a packaged bank account; (a) packaged bank account being an arrangement under which a firm provides a retail banking service as part of a package which includes access to other goods and services, whether or not a fee is charged) or (b) the insurance contract is part of a credit card account (a credit card account being an arrangement where a licensee, firm, payment service provider or electronic money insurer enter into a regulated consumer credit agreement with a customer as part of a package which may include access to other goods and services, whether or not a fee is charged); or (c) the insurance contract is an ancillary insurance contract (an ancillary insurance contract being an insurance contract, which is included at the point of inception as part of an insurance package provided by another firm to a customer and which is not sold to the customer as an additional benefit of the home or motor insurance package for which the customer must pay an incremental premium). ii) renewals of insurance contracts to customers who have a contract in force on 15 November 2012; (iii) accepting deposits (iv) dealing in investments as principal; (v) administration and performance, including claims handling, of insurance contracts.; and (vi) provision of credit information services.
  • The firm must not seek to retain a customer whose
    The firm must not seek to retain a customer whose contract it requesting to cancel their insurance contract.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Homecare Insurance Limited FCA authorised?
Yes, Homecare Insurance Limited (FRN 202880) is authorised by the FCA to carry out regulated activities.
Is my money safe with Homecare Insurance?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Homecare Insurance to the Financial Ombudsman Service, free of charge.
Is Homecare Insurance a scam or clone?
Homecare Insurance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Homecare Insurance's Firm Reference Number (FRN)?
Homecare Insurance's FRN is 202880. You can verify it on the FCA register.