Honeycomb Financial LLP

Reference number: 1016461

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Bond Wealth Ltd Reference number: 778835 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Honeycomb Financial LLP (FRN 1016461) is an AR of Bond Wealth Ltd (FRN 778835). When you use Honeycomb Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Honeycomb Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07920 056897

  • Verified address

    Kopshop, 6 Old London Road, Kingston Upon Thames, Kingston Upon Thames, KT2 6QF, United Kingdom

Also trades as
  • Riches Financial Services
  • Stage Financial

Company details

From the company's Companies House record.

Company number
OC449252
Company status
Active
Company type
Limited liability partnership
Incorporated
26 September 2023 (2 years old)
Registered office
Kopshop, 6 Old London Road, Kingston Upon Thames, Surrey, KT2 6QF

Current directors and secretaries

Name Role Born Appointed
Howard Lewis Morgan LLP designated member May 1984 26 Sep 2023
STAGE FINANCIAL LTD Corporate LLP designated member Not published 28 May 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Bond Wealth Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Riches Mortgage Solutions

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Common questions

Frequently asked questions

Is Honeycomb Financial LLP FCA authorised?
Honeycomb Financial LLP (FRN 1016461) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Honeycomb Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Honeycomb Financial LLP (FRN 1016461) is an AR of Bond Wealth Ltd (FRN 778835). When you use Honeycomb Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Honeycomb Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Honeycomb Financial?
Protection works through Bond Wealth Ltd, the principal firm responsible for Honeycomb Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Honeycomb Financial a scam or clone?
Honeycomb Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Honeycomb Financial's Firm Reference Number (FRN)?
Honeycomb Financial's FRN is 1016461. You can verify it on the FCA register.