House Trading Financial Services Ltd

Reference number: 200305

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • House Trading Financial Services Ltd (FRN 200305) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from House Trading Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0117 902 6311

  • Verified address

    The Bank Chambers, 112A Church Road, Redfield, Bristol, Avon, BS5 9LJ, United Kingdom

Also trades as
  • House and Co Mortgage

Company details

From the company's Companies House record.

Company name
HOUSE TRADING FINANCIAL SERVICES LIMITED
Company number
03853144
Company status
Active
Company type
Private limited company
Incorporated
5 October 1999 (26 years old)
Registered office
The Bank Chambers, 112a Church Road, Redfield, Bristol, BS5 9LJ
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Current directors and secretaries

Name Role Born Appointed
Darren Stuart Stone Director Jan 1971 3 Jan 2001
Peter House Secretary Not published 21 Feb 2007

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Clear Financial Solutions Ltd

Names it no longer trades under

This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Clear Financial Solutions
  • House & Co Estate Agents
  • House & Co Lettings
  • House & Co. Mortgages

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Common questions

Frequently asked questions

Is House Trading Financial Services Ltd FCA authorised?
House Trading Financial Services Ltd (FRN 200305) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for House Trading Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. House Trading Financial Services Ltd (FRN 200305) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from House Trading Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with House Trading Financial Services?
Protection works through the principal firm responsible for House Trading Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is House Trading Financial Services a scam or clone?
House Trading Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is House Trading Financial Services's Firm Reference Number (FRN)?
House Trading Financial Services's FRN is 200305. You can verify it on the FCA register.