HT Finance Ltd

Reference number: 821383

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 8 other names
  • Bad Credit Leasing
  • Car Finance UK
  • Car Loans 365
  • carloans365.com
  • Drive with Miles
  • Easy Car Loans
  • Happy Car Credit
  • My Car Finance

Company details

From the company's Companies House record.

Company number
11481948
Company status
Active
Company type
Private limited company
Incorporated
25 July 2018 (8 years old)
Registered office
Carloans 365 Floor 2, Jackson House, Sibson Street, Sale, M33 7RR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Eric Melvyn Kilby Director Jul 1944 25 Jul 2018
Jamie Taylor Director Jul 1992 25 Jul 2018
Jack Gale Director Jun 1991 21 Dec 2021
Christopher Meachin-Black Director Oct 1986 24 Mar 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Car Finds UK

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Common questions

Frequently asked questions

Is HT Finance Ltd FCA authorised?
Yes, HT Finance Ltd (FRN 821383) is authorised by the FCA to carry out regulated activities.
Is my money safe with HT Finance?
Protection depends on which product you hold and how HT Finance handles your money, so check the specific product before you commit. You can also refer complaints about HT Finance to the Financial Ombudsman Service, free of charge.
Is HT Finance a scam or clone?
HT Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is HT Finance's Firm Reference Number (FRN)?
HT Finance's FRN is 821383. You can verify it on the FCA register.