I-Capitalise Ltd

Reference number: 938631

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Petcover EU Limited Reference number: 747757 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • I-Capitalise Ltd (FRN 938631) introduces customers to Petcover EU Limited (FRN 747757). Any regulated advice or arranging is done by the principal, not I-Capitalise.
  • Example: if I-Capitalise refers you to a financial adviser, the advice should come from the principal firm, not from I-Capitalise itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Feline Cover
  • K9 Cover
  • Top Cat Cover
  • Top Dog Cover

Company details

From the company's Companies House record.

Company name
I-CAPITALISE LIMITED
Company number
08184824
Company status
Active
Company type
Private limited company
Incorporated
20 August 2012 (13 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Stewart D'Anvers Rioch Director Sep 1971 20 Aug 2012
Lisa Rioch Secretary Not published 20 Aug 2012

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Petcover EU Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is I-Capitalise Ltd FCA authorised?
I-Capitalise Ltd (FRN 938631) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for I-Capitalise?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. I-Capitalise Ltd (FRN 938631) introduces customers to Petcover EU Limited (FRN 747757). Any regulated advice or arranging is done by the principal, not I-Capitalise. Example: if I-Capitalise refers you to a financial adviser, the advice should come from the principal firm, not from I-Capitalise itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with I-Capitalise?
Protection works through Petcover EU Limited, the principal firm responsible for I-Capitalise's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is I-Capitalise a scam or clone?
I-Capitalise is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is I-Capitalise's Firm Reference Number (FRN)?
I-Capitalise's FRN is 938631. You can verify it on the FCA register.