Ian Watts & Son Limited

Reference number: 984440

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Distinct Funeral Plans Limited Reference number: 965289 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ian Watts & Son Limited (FRN 984440) is an AR of Distinct Funeral Plans Limited (FRN 965289). When you use Ian Watts & Son's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ian Watts & Son, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
09001795
Company status
Active
Company type
Private limited company
Incorporated
17 April 2014 (12 years old)
Registered office
26 Ridgeway, Yorkley, Lydney, GL15 4SE, England
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Martin David Watts Director Jan 1973 17 Apr 2014
Luke Martin Watts Director Apr 2002 1 Mar 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Distinct Funeral Plans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Ian Watts & Son Limited FCA authorised?
Ian Watts & Son Limited (FRN 984440) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ian Watts & Son?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ian Watts & Son Limited (FRN 984440) is an AR of Distinct Funeral Plans Limited (FRN 965289). When you use Ian Watts & Son's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ian Watts & Son, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Ian Watts & Son?
Protection works through Distinct Funeral Plans Limited, the principal firm responsible for Ian Watts & Son's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Ian Watts & Son a scam or clone?
Ian Watts & Son is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Ian Watts & Son's Firm Reference Number (FRN)?
Ian Watts & Son's FRN is 984440. You can verify it on the FCA register.