IB4U LTD

Reference number: 1019677

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • IB4U LTD (FRN 1019677) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not IB4U.
  • Example: if IB4U refers you to a financial adviser, the advice should come from the principal firm, not from IB4U itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07712 632159

  • Verified address

    Pickerings Dental Surgery, 103-104 Upper Street, London, Islington, N1 1QN, United Kingdom

Also trades as
  • Invisiblebraces4u

Company details

From the company's Companies House record.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
15957942
Company status
Active
Company type
Private limited company
Incorporated
16 September 2024 (1 year old)
Registered office
Corinthian House Dental Beauty Partners - Suite C, 17 Lansdowne Road, London, CR0 2BX, United Kingdom
Nature of business
  • Dental practice activities (SIC 86230)

Current directors and secretaries

Name Role Born Appointed
Krishan Lee Joshi Director Jul 1981 16 Sep 2024
Soumaya Zinet (Dr) Director Feb 1998 16 Sep 2024
Dev Indravadan Patel Director Feb 1989 20 Sep 2024
Colin Leslie Stokes Director Oct 1975 20 Sep 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is IB4U LTD FCA authorised?
IB4U LTD (FRN 1019677) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for IB4U?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. IB4U LTD (FRN 1019677) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not IB4U. Example: if IB4U refers you to a financial adviser, the advice should come from the principal firm, not from IB4U itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with IB4U?
Protection works through Tabeo Finance Limited, the principal firm responsible for IB4U's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is IB4U a scam or clone?
IB4U is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is IB4U's Firm Reference Number (FRN)?
IB4U's FRN is 1019677. You can verify it on the FCA register.