ICS Umbrella Ltd

Reference number: 1051388

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Independent Broking Solutions Limited Reference number: 312026 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • ICS Umbrella Ltd (FRN 1051388) introduces customers to Independent Broking Solutions Limited (FRN 312026). Any regulated advice or arranging is done by the principal, not ICS Umbrella.
  • Example: if ICS Umbrella refers you to a financial adviser, the advice should come from the principal firm, not from ICS Umbrella itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
04399985
Company status
Active
Company type
Private limited company
Incorporated
21 March 2002 (24 years old)
Registered office
2 Mannin Way, Lancaster, LA1 3SU
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
ICS DIRECTORS LIMITED Corporate director Not published 22 Mar 2002
John Lyon Director Dec 1965 1 Oct 2007
Colin William Thompson Director Mar 1970 7 Jul 2026
ICS SECRETARIES LTD Corporate secretary Not published 22 Mar 2002

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Independent Broking Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is ICS Umbrella Ltd FCA authorised?
ICS Umbrella Ltd (FRN 1051388) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for ICS Umbrella?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. ICS Umbrella Ltd (FRN 1051388) introduces customers to Independent Broking Solutions Limited (FRN 312026). Any regulated advice or arranging is done by the principal, not ICS Umbrella. Example: if ICS Umbrella refers you to a financial adviser, the advice should come from the principal firm, not from ICS Umbrella itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with ICS Umbrella?
Protection works through Independent Broking Solutions Limited, the principal firm responsible for ICS Umbrella's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is ICS Umbrella a scam or clone?
ICS Umbrella is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is ICS Umbrella's Firm Reference Number (FRN)?
ICS Umbrella's FRN is 1051388. You can verify it on the FCA register.