Ideas In Action (Midlands) Limited

Reference number: 613720

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ideas In Action (Midlands) Limited (FRN 613720) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Ideas In Action (Midlands), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Stechford Mobility

Company details

From the company's Companies House record.

Company number
04551471
Company status
Active
Company type
Private limited company
Incorporated
2 October 2002 (23 years old)
Registered office
Unit 4 Leviss Trading Estate, Old Station Road, Stechford, Birmingham, B33 9AE
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
David William Thomas Director Jul 1963 2 Oct 2002
Martyn Thomas Director May 1986 12 Feb 2025
David William Thomas Secretary Not published 31 Jan 2013

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Ideas In Action (Midlands) Ltd

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Stechford Mobility

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Common questions

Frequently asked questions

Is Ideas In Action (Midlands) Limited FCA authorised?
Ideas In Action (Midlands) Limited (FRN 613720) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ideas In Action (Midlands)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ideas In Action (Midlands) Limited (FRN 613720) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Ideas In Action (Midlands), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Ideas In Action (Midlands)?
Protection works through the principal firm responsible for Ideas In Action (Midlands)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Ideas In Action (Midlands) a scam or clone?
Ideas In Action (Midlands) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Ideas In Action (Midlands)'s Firm Reference Number (FRN)?
Ideas In Action (Midlands)'s FRN is 613720. You can verify it on the FCA register.