IDFM (City) Ltd

Reference number: 466181

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • IDFM (City) Ltd (FRN 466181) is an AR of ValidPath Limited (FRN 197107). When you use IDFM (City)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from IDFM (City), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
06073612
Company status
Active
Company type
Private limited company
Incorporated
30 January 2007 (19 years old)
Registered office
Unit 4 Cedar Court, 1 Royal Oak Yard, London, SE1 3GA
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Life reinsurance (SIC 65201)

Current directors and secretaries

Name Role Born Appointed
Peter Curtis Director Jul 1968 30 Jan 2007
Claire Ferris Secretary Not published 28 Sep 2009

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Independent Direct Financial Management (City) Ltd

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • idfm intelligent financial solutions

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Common questions

Frequently asked questions

Is IDFM (City) Ltd FCA authorised?
IDFM (City) Ltd (FRN 466181) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for IDFM (City)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. IDFM (City) Ltd (FRN 466181) is an AR of ValidPath Limited (FRN 197107). When you use IDFM (City)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from IDFM (City), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with IDFM (City)?
Protection works through ValidPath Limited, the principal firm responsible for IDFM (City)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is IDFM (City) a scam or clone?
IDFM (City) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is IDFM (City)'s Firm Reference Number (FRN)?
IDFM (City)'s FRN is 466181. You can verify it on the FCA register.