Ikano Bank AB (publ)

Reference number: 409120

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 16 other names
  • Ikea Home card
  • Ikea Home Loan
  • The Coast Card
  • The Ikano BNPL Loan
  • The Ikano Personal Loan
  • The Ikea Card
  • The Jaeger Card
  • The Karen Millen Card
  • The New Look Card
  • The Oasis Card
  • The Oasis Staff Card
  • The Oasis VIP Card
  • The Principles Card
  • The Principles Visa Card
  • Warehouse
  • Warehouse Fashions

Company details

From the company's Companies House record.

Company number
BR016253
Company status
Open
Company type
UK establishment of an overseas company
Incorporated
9 November 2012 (13 years old)
Registered office
Waterfront House Waterfront Plaza, Nottingham, Station Street, NG2 3DQ

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (7 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Dealing in investments as agent
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • IKANO Banken AB (publ)
  • IKANO Bank SE

Names it no longer trades under

This firm has retired 29 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Bluprint
  • Bluprint Loan
  • Bluprint Personal Loan
  • Leeds and Holbeck Building Society
  • Leeds and Holbeck Personal Finance
  • Leeds and Holbeck Personal Loan
  • Leeds Personal Loan
  • Orange Shop
  • Rubicon Card Services
  • The Allders Account Card
  • The Allders Budget Card
  • The Austin Reed Credit Card
  • The CC Credit Card
  • The CC Mimosa Card
  • The Friends Of Liberty Account Card
  • The Habitat Card
  • The Habitat IFC
  • The Habitat Interest Free Loan
  • The Ikano IFC Loan
  • The Liberty Account Card
  • The Liberty Card
  • The Liberty Club Card
  • The Liberty Interest Free Loan
  • The Mango Card
  • The Mimosa Card
  • The Mosaic Group Discount Card
  • The Mosaic Staff Card
  • The Rubicon Card
  • The Whistles Card

Complaints record

In January–June 2025, the Financial Ombudsman Service received 39 new complaints about this firm, and upheld 23% of the ones it decided.

That is below the 31% median for the firms the Ombudsman reports on. This firm receives few enough complaints that the rate moves sharply on a single case, so treat the comparison loosely.

  • Banking and credit 39

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Ikano Bank AB (publ) FCA authorised?
Yes, Ikano Bank AB (publ) (FRN 409120) is authorised by the FCA to carry out regulated activities.
Is my money safe with Ikano Bank AB (publ)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ikano Bank AB (publ) to the Financial Ombudsman Service, free of charge.
Is Ikano Bank AB (publ) a scam or clone?
Ikano Bank AB (publ) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Ikano Bank AB (publ)'s Firm Reference Number (FRN)?
Ikano Bank AB (publ)'s FRN is 409120. You can verify it on the FCA register.