Illuminate Financial Management Ltd

Reference number: 652957

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Illuminate Financial Management Ltd (FRN 652957) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Illuminate Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Illuminate Financial

Company details

From the company's Companies House record.

Company number
12839665
Company status
Active
Company type
Private limited company
Incorporated
26 August 2020 (5 years old)
Registered office
404 The Frames Phipp Street, London, EC2A 4PS, United Kingdom
Nature of business
  • Activities of venture and development capital companies (SIC 64303)
  • Fund management activities (SIC 66300)

Current directors and secretaries

Name Role Born Appointed
Mark Ian Beeston Director Aug 1971 26 Aug 2020
Rezso Szabo Director Feb 1986 17 May 2022
Alexander Walter Hugh Ross Director Jan 1988 29 Jun 2022
Timothy James Albert Frost Director Jan 1965 2 Jan 2025
Andrew David Patey Director Apr 1987 2 May 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Illuminate Financial Management 2 Ltd
  • Illuminate Financial Management LLP

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Common questions

Frequently asked questions

Is Illuminate Financial Management Ltd FCA authorised?
Illuminate Financial Management Ltd (FRN 652957) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Illuminate Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Illuminate Financial Management Ltd (FRN 652957) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Illuminate Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Illuminate Financial Management?
Protection works through the principal firm responsible for Illuminate Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Illuminate Financial Management a scam or clone?
Illuminate Financial Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Illuminate Financial Management's Firm Reference Number (FRN)?
Illuminate Financial Management's FRN is 652957. You can verify it on the FCA register.