Independent Insurance & Risk Consultants Ltd

Reference number: 429033

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Bannerman Rendell Limited Reference number: 308692 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Independent Insurance & Risk Consultants Ltd (FRN 429033) introduces customers to Bannerman Rendell Limited (FRN 308692). Any regulated advice or arranging is done by the principal, not Independent Insurance & Risk Consultants.
  • Example: if Independent Insurance & Risk Consultants refers you to a financial adviser, the advice should come from the principal firm, not from Independent Insurance & Risk Consultants itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07958 67062

  • Verified address

    Copenhagen House, 5-10 Bury Street, London, EC3A 5AT, United Kingdom

Company details

From the company's Companies House record.

Company name
INDEPENDENT INSURANCE & RISK CONSULTANTS LIMITED
Company number
05370682
Company status
Active
Company type
Private limited company
Incorporated
21 February 2005 (21 years old)
Registered office
The Granary, Brewer Street, Bletchingley, Surrey, RH1 4QP
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Current directors and secretaries

Name Role Born Appointed
Barry William Harrison Philp Director Jan 1945 21 Feb 2005

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Bannerman Rendell Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Independent Insurance & Risk Consultants Ltd FCA authorised?
Independent Insurance & Risk Consultants Ltd (FRN 429033) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Independent Insurance & Risk Consultants?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Independent Insurance & Risk Consultants Ltd (FRN 429033) introduces customers to Bannerman Rendell Limited (FRN 308692). Any regulated advice or arranging is done by the principal, not Independent Insurance & Risk Consultants. Example: if Independent Insurance & Risk Consultants refers you to a financial adviser, the advice should come from the principal firm, not from Independent Insurance & Risk Consultants itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Independent Insurance & Risk Consultants?
Protection works through Bannerman Rendell Limited, the principal firm responsible for Independent Insurance & Risk Consultants's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Independent Insurance & Risk Consultants a scam or clone?
Independent Insurance & Risk Consultants is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Independent Insurance & Risk Consultants's Firm Reference Number (FRN)?
Independent Insurance & Risk Consultants's FRN is 429033. You can verify it on the FCA register.