Independent Mortgage Advice Bureau (IMAB) Ltd

Reference number: 409664

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Independent Mortgage Advice Bureau (IMAB) Ltd (FRN 409664) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Independent Mortgage Advice Bureau (IMAB), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01727 893999

  • Verified address

    24 Holywell Hill, St. Albans, Hertfordshire, AL1 1BZ, United Kingdom

Company details

From the company's Companies House record.

Company number
05957105
Company status
Active
Company type
Private limited company
Incorporated
5 October 2006 (19 years old)
Registered office
Unit 17 Orbital 25 Business Park, Dwight Road, Watford, WD18 9DA, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Nicholas Duncan Wood Director Dec 1968 5 Oct 2006
Tracy Jane Wood Secretary Not published 5 Oct 2006

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Independent Mortgage Advice Bureau Limited

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Common questions

Frequently asked questions

Is Independent Mortgage Advice Bureau (IMAB) Ltd FCA authorised?
Independent Mortgage Advice Bureau (IMAB) Ltd (FRN 409664) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Independent Mortgage Advice Bureau (IMAB)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Independent Mortgage Advice Bureau (IMAB) Ltd (FRN 409664) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Independent Mortgage Advice Bureau (IMAB), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Independent Mortgage Advice Bureau (IMAB)?
Protection works through the principal firm responsible for Independent Mortgage Advice Bureau (IMAB)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Independent Mortgage Advice Bureau (IMAB) a scam or clone?
Independent Mortgage Advice Bureau (IMAB) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Independent Mortgage Advice Bureau (IMAB)'s Firm Reference Number (FRN)?
Independent Mortgage Advice Bureau (IMAB)'s FRN is 409664. You can verify it on the FCA register.