Independent Mortgages & Loans Ltd

Reference number: 302703

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    028 9145 4541

  • Verified address

    6a Ensbury Drive, Bangor, County Down, BT19 6UF, United Kingdom

Also trades as 5 other names
  • Iml
  • Iml Financial Planning
  • Independent Mortgages & Healthcare
  • Independent Mortgages & Protection
  • Magic Mortgages NI

Company details

From the company's Companies House record.

Company number
NI044650
Company status
Active
Company type
Private limited company
Incorporated
12 November 2002 (23 years old)
Registered office
6a Ensbury Drive, Bangor, BT19 6UF
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Ryan Jason Hay Director Jul 1974 12 Nov 2002
Ryan Hay Secretary Not published 1 Dec 2009

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.

Check your FSCS cover →

Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Dealing in investments as agent
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Independent Mortgages & Loans Ltd FCA authorised?
Yes, Independent Mortgages & Loans Ltd (FRN 302703) is authorised by the FCA to carry out regulated activities.
Is my money safe with Independent Mortgages & Loans?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Independent Mortgages & Loans to the Financial Ombudsman Service, free of charge.
Is Independent Mortgages & Loans a scam or clone?
Independent Mortgages & Loans is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Independent Mortgages & Loans's Firm Reference Number (FRN)?
Independent Mortgages & Loans's FRN is 302703. You can verify it on the FCA register.