Ingard Financial Limited

Reference number: 450731

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Clark Mortgages & Protection
  • Ingard
  • Ingard Mortgage and Insurance Services
  • Scottish Property Centre Mortgages

Company details

From the company's Companies House record.

Company number
05728066
Company status
Active
Company type
Private limited company
Incorporated
2 March 2006 (20 years old)
Registered office
Maple House Park West, Sealand Road, Chester, CH1 4RN, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Allan Currie Director Sep 1964 19 Nov 2024

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 0330 223 4687
Fake email addresses (1)
  • editor@blueskyloans.co.uk
Fake websites (1)
  • blueskyloans.co.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • May carry out sale and rent back activities
    The firm may carry out the following sale and rent back activities with the investment type regulated sale and rent back agreement and the customer type customer: Advising on a regulated sale and rent back agreement; Arranging (brigning about) a regulated sale and rent back agreement; and Making arrangments with a view to a regulated sale and rent back agreement.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Ingard Financial Ltd

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Common questions

Frequently asked questions

Is Ingard Financial Limited FCA authorised?
Yes, Ingard Financial Limited (FRN 450731) is authorised by the FCA to carry out regulated activities.
Is my money safe with Ingard Financial?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ingard Financial to the Financial Ombudsman Service, free of charge.
Is Ingard Financial a scam or clone?
Ingard Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Ingard Financial's Firm Reference Number (FRN)?
Ingard Financial's FRN is 450731. You can verify it on the FCA register.