Innovative Risk Labs Ltd

Reference number: 609155

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 29 other names, search them
  • Arma Karma
  • CCG
  • Coast
  • Coast Insurance
  • Eleos
  • Envisso
  • Fifty North
  • FinCyn
  • Fluffy
  • Fruga
  • GLL
  • Global Litigation
  • IBL RE
  • Innovative Risk
  • Innovative Risk London
  • Ins Experts
  • IRL
  • JustParent
  • Kota
  • Lateral
  • Live Lateral
  • Planet Protection
  • PolicyPowerHouse
  • PPH
  • Prompted
  • Revive
  • Rivr
  • Suited
  • Yachtech

Company details

From the company's Companies House record.

Company number
08529421
Company status
Active
Company type
Private limited company
Incorporated
15 May 2013 (13 years old)
Registered office
3rd Floor 86-90 Paul Street, London, EC2A 4NE, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Edward William George York Director May 1947 15 May 2013
James Joseph William York Director Apr 1981 15 May 2013
Alan James Hickman Director Jan 1977 16 Mar 2026

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Innovative Risk Ltd

Names it no longer trades under

This firm has retired 19 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Ascent
  • Big day
  • Bolt
  • Bornacre
  • Bornacre.com
  • Cycler
  • essence fyi
  • Flock
  • Hokodo
  • Holein1
  • insurance4everyone.co.uk
  • Juno
  • New Eden
  • NewEdenMGA
  • Next Gen
  • public-liability
  • Rooster
  • Supersquirrel
  • Worry+Peace

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Innovative Risk Labs Ltd FCA authorised?
Yes, Innovative Risk Labs Ltd (FRN 609155) is authorised by the FCA to carry out regulated activities.
Is my money safe with Innovative Risk Labs?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Innovative Risk Labs to the Financial Ombudsman Service, free of charge.
Is Innovative Risk Labs a scam or clone?
Innovative Risk Labs is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Innovative Risk Labs's Firm Reference Number (FRN)?
Innovative Risk Labs's FRN is 609155. You can verify it on the FCA register.