Institute of Directors

Reference number: 403527

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Introducer appointed representative

Institute of Directors can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Insured Health Ltd Reference number: 774335 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Institute of Directors (FRN 403527) introduces customers to Insured Health Ltd (FRN 774335). Any regulated advice or arranging is done by the principal, not Institute of Directors.
  • Example: if Institute of Directors refers you to a financial adviser, the advice should come from the principal firm, not from Institute of Directors itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • IOD

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Insured Health Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 5 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Director Finance
  • Director Financial Services
  • Director Loans
  • Director Publications
  • IOD Visa Gold Card

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Common questions

Frequently asked questions

Is Institute of Directors FCA authorised?
Institute of Directors (FRN 403527) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Institute of Directors?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Institute of Directors (FRN 403527) introduces customers to Insured Health Ltd (FRN 774335). Any regulated advice or arranging is done by the principal, not Institute of Directors. Example: if Institute of Directors refers you to a financial adviser, the advice should come from the principal firm, not from Institute of Directors itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Institute of Directors?
Protection works through Insured Health Ltd, the principal firm responsible for Institute of Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Institute of Directors a scam or clone?
Institute of Directors is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Institute of Directors's Firm Reference Number (FRN)?
Institute of Directors's FRN is 403527. You can verify it on the FCA register.