INSURANCE FACTORY LIMITED

Reference number: 306164

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 22 other names, search them
  • Asda
  • Bicy
  • Equesure
  • GadgetCover
  • Geoffrey Pet
  • Insurance Choice
  • Insurance Factory Commercial
  • Insurance Shop
  • Lancaster Insurance
  • Lancaster Insurance Services
  • Masterquote
  • MiPet
  • Mobilers
  • Mobilers Insurance Services
  • Motorhome Protect
  • Paws and Claws
  • Pets in a Pickle
  • Petwise
  • Purely Pets
  • The Insurance Factory
  • The Taxi Insurer
  • UIS Pet Insurance

Company details

From the company's Companies House record.

Company number
02982445
Company status
Active
Company type
Private limited company
Incorporated
24 October 1994 (31 years old)
Registered office
45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Emma Jane Rawlinson Director Sep 1980 7 Mar 2025
Feilim Mackle Director Jul 1967 1 Aug 2025
Tushar Surendra Patel Director Oct 1972 1 Aug 2025
Kartina Tahir Thomson Director May 1976 18 Sep 2025
Mark Winlow Director Apr 1962 2 Jan 2026
Christopher James Payne Secretary Not published 18 Sep 2015

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Voluntary Requirement
    1. The Firm must not, without prior written consent of the FCA, take any steps (whether directly or through any other person) that would result in the total number of in force policies exceeding the policy limit. 2. The Firm must maintain an agreed sum of funds.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 44 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Aquote
  • ASA Broking
  • BDML Connect
  • Blagrove Fleet Insurance Services
  • Blagrove Insurance Services
  • Broker Connect
  • CABS 2000
  • Cassidy Insurance Services
  • Caterfind
  • Catersell
  • Convicted Driver
  • Debenhams
  • Distinct Business Insurance
  • Distinct Private Clients
  • Drive to Ensure
  • Find Mini a Home
  • Geeza Wheels
  • Great Big Give
  • InsuranceFactory.com
  • Insurance Shop Kent
  • Insurance Shop Limited
  • Insurance Warehouse Limited
  • insure4x4
  • insuremotorhome
  • Insuremotorhome.com
  • JSH Insurance Brokers
  • Lionheart
  • Lionheart Insurance Services
  • Love My Classic
  • Masterquote Vision
  • Musketeer Insurance Brokers
  • My Insurance Shop
  • PDSA Petsurance
  • REIS
  • REIS Motorsport Insurance
  • Smart Driver Insurance Services
  • Supercover Insurance
  • Sureterm Direct
  • Thames City Insurance Services
  • The Policy Shop
  • The Policy Shop Insurance Services
  • Ultimate Insurance Solutions
  • Ultimate Pet Partners
  • Viking Direct Insurance Services

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Common questions

Frequently asked questions

Is INSURANCE FACTORY LIMITED FCA authorised?
Yes, INSURANCE FACTORY LIMITED (FRN 306164) is authorised by the FCA to carry out regulated activities.
Is my money safe with INSURANCE FACTORY?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about INSURANCE FACTORY to the Financial Ombudsman Service, free of charge.
Is INSURANCE FACTORY a scam or clone?
INSURANCE FACTORY is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is INSURANCE FACTORY's Firm Reference Number (FRN)?
INSURANCE FACTORY's FRN is 306164. You can verify it on the FCA register.