Insure Homes Limited

Reference number: 405100

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Advent Insurance Services Limited Reference number: 311694 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Insure Homes Limited (FRN 405100) is an AR of Advent Insurance Services Limited (FRN 311694). When you use Insure Homes's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Insure Homes, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
03644291
Company status
Active
Company type
Private limited company
Incorporated
5 October 1998 (27 years old)
Registered office
1st Floor Business House, 23 Church Road, Bishops Cleeve, Cheltenham, Gloucestershire, GL52 8LR
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Neville John Statham Director Apr 1948 5 Oct 1998
Pamela Statham Director Jun 1951 5 Oct 1998
Sarah Walker Secretary Not published 1 Oct 2003

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Advent Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Student Insurance Services Direct Limited

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Common questions

Frequently asked questions

Is Insure Homes Limited FCA authorised?
Insure Homes Limited (FRN 405100) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Insure Homes?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Insure Homes Limited (FRN 405100) is an AR of Advent Insurance Services Limited (FRN 311694). When you use Insure Homes's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Insure Homes, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Insure Homes?
Protection works through Advent Insurance Services Limited, the principal firm responsible for Insure Homes's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Insure Homes a scam or clone?
Insure Homes is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Insure Homes's Firm Reference Number (FRN)?
Insure Homes's FRN is 405100. You can verify it on the FCA register.