Insure Your Life Limited

Reference number: 911917

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Insure Your Life Limited (FRN 911917) is an AR of The Right Mortgage Limited (FRN 649443). When you use Insure Your Life's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Insure Your Life, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
12022733
Company status
Active
Company type
Private limited company
Incorporated
29 May 2019 (7 years old)
Registered office
2 Huddersfield Road, Stalybridge, SK15 2QA, England
Nature of business
  • Life insurance (SIC 65110)

Current directors and secretaries

Name Role Born Appointed
Craig Anthony Onslow Director Jun 1979 29 May 2019

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Insure Your Life Limited FCA authorised?
Insure Your Life Limited (FRN 911917) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Insure Your Life?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Insure Your Life Limited (FRN 911917) is an AR of The Right Mortgage Limited (FRN 649443). When you use Insure Your Life's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Insure Your Life, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Insure Your Life?
Protection works through The Right Mortgage Limited, the principal firm responsible for Insure Your Life's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Insure Your Life a scam or clone?
Insure Your Life is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Insure Your Life's Firm Reference Number (FRN)?
Insure Your Life's FRN is 911917. You can verify it on the FCA register.