IPS Pensions Limited

Reference number: 461720

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • James Hay Partnership

Company details

From the company's Companies House record.

Company number
02601833
Company status
Active
Company type
Private limited company
Incorporated
16 April 1991 (35 years old)
Registered office
Suite B & C, First Floor Milford House, 43-55 Milford Street, Salisbury, SP1 2BP, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Richard Alexander Rowney Director Nov 1970 23 Jun 2021
Gordon Alexander Wilson Director Jun 1966 11 Nov 2022
Cathryn Elizabeth Riley Director Apr 1962 1 May 2024
Alastair James Clarkson Director Feb 1966 1 Oct 2025
Andrew John Ring Director Jun 1983 1 Oct 2025
Helen Mary Wakeford Secretary Not published 4 Feb 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.

    Check your FSCS cover →

Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Dealing in investments as principal
  • Establishing/operating/winding up a personal pension scheme
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • IPS Actuarial Services Ltd

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Nucleus
  • The IPS Partnership

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Common questions

Frequently asked questions

Is IPS Pensions Limited FCA authorised?
Yes, IPS Pensions Limited (FRN 461720) is authorised by the FCA to carry out regulated activities.
Is my money safe with IPS Pensions?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about IPS Pensions to the Financial Ombudsman Service, free of charge.
Is IPS Pensions a scam or clone?
IPS Pensions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is IPS Pensions's Firm Reference Number (FRN)?
IPS Pensions's FRN is 461720. You can verify it on the FCA register.