J.A. BAINS LIMITED

Reference number: 707284

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0191 286 4244

  • Verified address

    J.A.Bains Limited, 23 Aston House, Redburn Road, Newcastle Upon Tyne, NE5 1NB, United Kingdom

Company details

From the company's Companies House record.

Company number
00417634
Company status
Active
Company type
Private limited company
Incorporated
20 August 1946 (79 years old)
Registered office
23 Aston House, Redburn Road, Westerhope, Newcastle Upon Tyne, NE5 1NB
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Paul Kettle Director Aug 1957 5 Jan 2026
Norma Bains Director Nov 1938 Not published
Norma Bains Secretary Not published Not published

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is J.A. BAINS LIMITED FCA authorised?
Yes, J.A. BAINS LIMITED (FRN 707284) is authorised by the FCA to carry out regulated activities.
Is my money safe with J.A. BAINS?
Protection depends on which product you hold and how J.A. BAINS handles your money, so check the specific product before you commit. You can also refer complaints about J.A. BAINS to the Financial Ombudsman Service, free of charge.
Is J.A. BAINS a scam or clone?
J.A. BAINS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is J.A. BAINS's Firm Reference Number (FRN)?
J.A. BAINS's FRN is 707284. You can verify it on the FCA register.