J3 INS Limited

Reference number: 959528

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Partners& Limited Reference number: 308261 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • J3 INS Limited (FRN 959528) is an AR of Partners& Limited (FRN 308261). When you use J3 INS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from J3 INS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • J3 Advisory

Company details

From the company's Companies House record.

Company number
13557989
Company status
Active
Company type
Private limited company
Incorporated
10 August 2021 (5 years old)
Registered office
38 South Molton Street, London, W1K 5RL, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Jack Michael Bristow Director Jan 1989 10 Aug 2021
John Joseph Leadsom Director Jun 1998 10 Aug 2021
Rosita Mendonca Director Sep 1985 3 Jun 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Partners& Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • J3 INS Ltd

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Common questions

Frequently asked questions

Is J3 INS Limited FCA authorised?
J3 INS Limited (FRN 959528) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for J3 INS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. J3 INS Limited (FRN 959528) is an AR of Partners& Limited (FRN 308261). When you use J3 INS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from J3 INS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with J3 INS?
Protection works through Partners& Limited, the principal firm responsible for J3 INS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is J3 INS a scam or clone?
J3 INS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is J3 INS's Firm Reference Number (FRN)?
J3 INS's FRN is 959528. You can verify it on the FCA register.