JAM Advisors Limited

Reference number: 537482

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Connells Limited Reference number: 302221 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JAM Advisors Limited (FRN 537482) is an AR of Connells Limited (FRN 302221). When you use JAM Advisors's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JAM Advisors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Mortgage Bureau

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Connells Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • JAM Advisors Ltd

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Mortgage Talk West Midlands
  • New Homes Network

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Common questions

Frequently asked questions

Is JAM Advisors Limited FCA authorised?
JAM Advisors Limited (FRN 537482) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for JAM Advisors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. JAM Advisors Limited (FRN 537482) is an AR of Connells Limited (FRN 302221). When you use JAM Advisors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from JAM Advisors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with JAM Advisors?
Protection works through Connells Limited, the principal firm responsible for JAM Advisors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is JAM Advisors a scam or clone?
JAM Advisors is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is JAM Advisors's Firm Reference Number (FRN)?
JAM Advisors's FRN is 537482. You can verify it on the FCA register.