James Mark Shields

Reference number: 542083

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Appointed representative

James Mark Shields does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • James Mark Shields (FRN 542083) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use James Mark Shields's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from James Mark Shields, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    028 2826 7050

  • Verified address

    2 Raloo Village, Larne, BT40 3ED, United Kingdom

Also trades as
  • Shields Personal Finance Mortgage and Insurance Services

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Shields Personal Finance

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Common questions

Frequently asked questions

Is James Mark Shields FCA authorised?
James Mark Shields (FRN 542083) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for James Mark Shields?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. James Mark Shields (FRN 542083) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use James Mark Shields's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from James Mark Shields, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with James Mark Shields?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for James Mark Shields's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is James Mark Shields a scam or clone?
James Mark Shields is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is James Mark Shields's Firm Reference Number (FRN)?
James Mark Shields's FRN is 542083. You can verify it on the FCA register.