James Stephenson

Reference number: 1007052

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Introducer appointed representative

James Stephenson can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Policy Link Limited Reference number: 916480 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • James Stephenson (FRN 1007052) introduces customers to Policy Link Limited (FRN 916480). Any regulated advice or arranging is done by the principal, not James Stephenson.
  • Example: if James Stephenson refers you to a financial adviser, the advice should come from the principal firm, not from James Stephenson itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07301 570959

  • Verified address

    184 St. Annes Road East, Lytham St. Annes, Lancashire, FY8 3HR, United Kingdom

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Policy Link Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is James Stephenson FCA authorised?
James Stephenson (FRN 1007052) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for James Stephenson?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. James Stephenson (FRN 1007052) introduces customers to Policy Link Limited (FRN 916480). Any regulated advice or arranging is done by the principal, not James Stephenson. Example: if James Stephenson refers you to a financial adviser, the advice should come from the principal firm, not from James Stephenson itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with James Stephenson?
Protection works through Policy Link Limited, the principal firm responsible for James Stephenson's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is James Stephenson a scam or clone?
James Stephenson is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is James Stephenson's Firm Reference Number (FRN)?
James Stephenson's FRN is 1007052. You can verify it on the FCA register.