JFS Financial Services Limited

Reference number: 212032

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JFS Financial Services Limited (FRN 212032) is an AR of BB Financial Solutions Ltd (FRN 497128). When you use JFS Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JFS Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07860 444545

  • Verified address

    Rainbow Hill House Nursery, 3 Gateway Mews, Bounds Green, London, Haringey, N11 2UT, United Kingdom

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through BB Financial Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • JFS Financial Services Ltd

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Common questions

Frequently asked questions

Is JFS Financial Services Limited FCA authorised?
JFS Financial Services Limited (FRN 212032) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for JFS Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. JFS Financial Services Limited (FRN 212032) is an AR of BB Financial Solutions Ltd (FRN 497128). When you use JFS Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from JFS Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with JFS Financial Services?
Protection works through BB Financial Solutions Ltd, the principal firm responsible for JFS Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is JFS Financial Services a scam or clone?
JFS Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is JFS Financial Services's Firm Reference Number (FRN)?
JFS Financial Services's FRN is 212032. You can verify it on the FCA register.