Jigsaw Financial Services Ltd

Reference number: 194018

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Jigsaw Financial Services Ltd (FRN 194018) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Jigsaw Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0113 258 7698

  • Verified address

    Caledonia House, 1st Floor, Lawnswood Business Park, Redvers Close, Leeds, West Yorkshire, LS16 6QY, United Kingdom

Also trades as
  • Manning Stainton
  • Mortgage Advice Bureau

Company details

From the company's Companies House record.

Company name
JIGSAW FINANCIAL SERVICES LIMITED
Company number
04645880
Company status
Active
Company type
Private limited company
Incorporated
23 January 2003 (23 years old)
Registered office
Building 1 Meadows Business Park, Blackwater, Camberley, GU17 9AB, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Mark Brian Manning Director Nov 1981 1 Jun 2021
Paul Leonard Aitchison Director Jul 1979 31 Oct 2025
Michael Brian Cook Director Jun 1983 31 Oct 2025
OAKWOOD CORPORATE SECRETARY LIMITED Corporate secretary Not published 31 Oct 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Jigsaw Financial Services
  • M S Mortgages Ltd

Names it no longer trades under

This firm has retired 13 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Fine & Country
  • Fine & Country Mortgages
  • Greenlight Mortgages
  • Greenlight Personal Loans
  • Jigsaw Mortgages
  • Manning Stainton
  • Manning Stainton Mortgages
  • Manning Stainton Personal Finance
  • Mortgages At Manning Stainton
  • mortgages@manningstainton.co.uk
  • MS Mortgages
  • MS Personal Finance
  • My Mortgage Manager

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Common questions

Frequently asked questions

Is Jigsaw Financial Services Ltd FCA authorised?
Jigsaw Financial Services Ltd (FRN 194018) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jigsaw Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jigsaw Financial Services Ltd (FRN 194018) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Jigsaw Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Jigsaw Financial Services?
Protection works through the principal firm responsible for Jigsaw Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Jigsaw Financial Services a scam or clone?
Jigsaw Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Jigsaw Financial Services's Firm Reference Number (FRN)?
Jigsaw Financial Services's FRN is 194018. You can verify it on the FCA register.