Joanne Hayton Limited

Reference number: 672840

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Joanne Hayton Limited (FRN 672840) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Joanne Hayton, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07789 323334

  • Verified address

    8 Peacock Drive, Garstang, Preston, Lancashire, PR3 1LF, United Kingdom

Also trades as
  • Asset Finance Solutions

Company details

From the company's Companies House record.

Company number
06656131
Company status
Active
Company type
Private limited company
Incorporated
25 July 2008 (18 years old)
Registered office
C/O Rfm Fylde Ltd, Unit 1d, Ground Floor River View,, 96 High St, Garstang,, Preston,, Lancashire, PR3 1WZ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Joanne Hayton Director Dec 1969 25 Jul 2008
Stuart Hayton Director Mar 1968 1 Mar 2010

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Joanne Hayton Ltd

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Common questions

Frequently asked questions

Is Joanne Hayton Limited FCA authorised?
Joanne Hayton Limited (FRN 672840) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Joanne Hayton?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Joanne Hayton Limited (FRN 672840) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Joanne Hayton, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Joanne Hayton?
Protection works through the principal firm responsible for Joanne Hayton's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Joanne Hayton a scam or clone?
Joanne Hayton is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Joanne Hayton's Firm Reference Number (FRN)?
Joanne Hayton's FRN is 672840. You can verify it on the FCA register.