Joel Isaac Malach

Reference number: 720851

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Authorised by the FCA

Joel Isaac Malach is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • 1st Loan
  • unsecured-loans.co.uk

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (1 permission)
  • Credit Broking

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 6 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • 1st Debt Consolidation Loans
  • 1st Personal Loans UK
  • 1st Secured Loans UK
  • Complete Finance
  • Guarantor Loan
  • homeowner-loans.co.uk

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Common questions

Frequently asked questions

Is Joel Isaac Malach FCA authorised?
Yes, Joel Isaac Malach (FRN 720851) is authorised by the FCA to carry out regulated activities.
Is my money safe with Joel Isaac Malach?
Protection depends on which product you hold and how Joel Isaac Malach handles your money, so check the specific product before you commit. You can also refer complaints about Joel Isaac Malach to the Financial Ombudsman Service, free of charge.
Is Joel Isaac Malach a scam or clone?
Joel Isaac Malach is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Joel Isaac Malach's Firm Reference Number (FRN)?
Joel Isaac Malach's FRN is 720851. You can verify it on the FCA register.