John Banks Limited

Reference number: 1032871

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • John Banks Limited (FRN 1032871) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from John Banks, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 15 other names
  • Alpine, Renault Dacia Cambridge
  • Approved Used Cars
  • Honda Bury St. Edmunds
  • Honda Cambridge
  • Honda Colchester
  • Honda Ipswich
  • Honda Motorcycles Bury St. Edmunds
  • Honda Motorcycles Cambridge
  • Hyundai Cambridge
  • John Banks Motorcycles Colchester
  • Mazda Colchester
  • Renault, Dacia & Alpine Colchester
  • Renault & Dacia Ipswich
  • Suzuki Bury St. Edmunds
  • Suzuki Ipswich

Company details

From the company's Companies House record.

Company number
01831725
Company status
Active
Company type
Private limited company
Incorporated
11 July 1984 (42 years old)
Registered office
Honda House Kempson Way, Moreton Hall, Bury St Edmunds, Suffolk, IP32 7AR, United Kingdom
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Retail trade of motor vehicle parts and accessories (SIC 45320)

Current directors and secretaries

Name Role Born Appointed
Justin Carl Banks Director Jul 1970 31 Jan 1997
Mark John Banks Director Sep 1967 31 Jan 1997
Melanie Koren Hayley Banks-Browne Director Jun 1965 24 Jan 2000
Christopher Hepton Director Jan 1963 1 Jan 2012
Mark Evans Director Feb 1974 1 Jan 2014
Edward Kreckler Director Jul 1979 1 Apr 2023
Melanie Koren Hayley Banks-Browne Secretary Not published 15 Nov 2007

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is John Banks Limited FCA authorised?
John Banks Limited (FRN 1032871) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John Banks?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John Banks Limited (FRN 1032871) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from John Banks, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with John Banks?
Protection works through the principal firm responsible for John Banks's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is John Banks a scam or clone?
John Banks is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is John Banks's Firm Reference Number (FRN)?
John Banks's FRN is 1032871. You can verify it on the FCA register.