John & Marilyn Oliver, Rachel & William Jones & Paul Oliver

Reference number: 415773

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Appointed representative

John & Marilyn Oliver, Rachel & William Jones & Paul Oliver does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Bspoke Lifestyle Ltd Reference number: 820727 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • John & Marilyn Oliver, Rachel & William Jones & Paul Oliver (FRN 415773) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use John & Marilyn Oliver, Rachel & William Jones & Paul Oliver's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from John & Marilyn Oliver, Rachel & William Jones & Paul Oliver, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Severn Caravan Park

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • J M Oliver and Mrs M G Oliver
  • J Oliver And Mrs Mg Oliver

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Common questions

Frequently asked questions

Is John & Marilyn Oliver, Rachel & William Jones & Paul Oliver FCA authorised?
John & Marilyn Oliver, Rachel & William Jones & Paul Oliver (FRN 415773) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John & Marilyn Oliver, Rachel & William Jones & Paul Oliver?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John & Marilyn Oliver, Rachel & William Jones & Paul Oliver (FRN 415773) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use John & Marilyn Oliver, Rachel & William Jones & Paul Oliver's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from John & Marilyn Oliver, Rachel & William Jones & Paul Oliver, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with John & Marilyn Oliver, Rachel & William Jones & Paul Oliver?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for John & Marilyn Oliver, Rachel & William Jones & Paul Oliver's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is John & Marilyn Oliver, Rachel & William Jones & Paul Oliver a scam or clone?
John & Marilyn Oliver, Rachel & William Jones & Paul Oliver is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is John & Marilyn Oliver, Rachel & William Jones & Paul Oliver's Firm Reference Number (FRN)?
John & Marilyn Oliver, Rachel & William Jones & Paul Oliver's FRN is 415773. You can verify it on the FCA register.