JON LB IFA LTD

Reference number: 1038563

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JON LB IFA LTD (FRN 1038563) is an AR of ValidPath Limited (FRN 197107). When you use JON LB IFA's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JON LB IFA, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07538 643638

  • Verified address

    Solidus Financial Planning, 43 Bridge Street, Usk, Monmouthshire, NP15 1XD, United Kingdom

Also trades as
  • Solidus Financial Planning

Company details

From the company's Companies House record.

Company number
15519234
Company status
Active
Company type
Private limited company
Incorporated
24 February 2024 (2 years old)
Registered office
43 Bridge Street, Usk, NP15 1XD, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Jonathon Llewellyn-Bowden Director Aug 1974 24 Feb 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is JON LB IFA LTD FCA authorised?
JON LB IFA LTD (FRN 1038563) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for JON LB IFA?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. JON LB IFA LTD (FRN 1038563) is an AR of ValidPath Limited (FRN 197107). When you use JON LB IFA's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from JON LB IFA, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with JON LB IFA?
Protection works through ValidPath Limited, the principal firm responsible for JON LB IFA's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is JON LB IFA a scam or clone?
JON LB IFA is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is JON LB IFA's Firm Reference Number (FRN)?
JON LB IFA's FRN is 1038563. You can verify it on the FCA register.