Jonathan Smith Consulting Ltd

Reference number: 654937

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Jonathan Smith Consulting Ltd (FRN 654937) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Jonathan Smith Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Jonathan Smith

Company details

From the company's Companies House record.

Company number
SC471857
Company status
Active
Company type
Private limited company
Incorporated
7 March 2014 (12 years old)
Registered office
4 Allsop Place, Dollar, FK14 7AW, Scotland
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Jonathan Smith Director Dec 1982 7 Mar 2014
Sharon Smith Director Nov 1977 1 Oct 2019

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Jonathan Smith Consulting Ltd FCA authorised?
Jonathan Smith Consulting Ltd (FRN 654937) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jonathan Smith Consulting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jonathan Smith Consulting Ltd (FRN 654937) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Jonathan Smith Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Jonathan Smith Consulting?
Protection works through the principal firm responsible for Jonathan Smith Consulting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Jonathan Smith Consulting a scam or clone?
Jonathan Smith Consulting is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Jonathan Smith Consulting's Firm Reference Number (FRN)?
Jonathan Smith Consulting's FRN is 654937. You can verify it on the FCA register.