Josephine Financial Wellbeing LLP

Reference number: 415295

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Josephine Financial Wellbeing LLP (FRN 415295) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Josephine Financial Wellbeing, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Josephine Blythe

Company details

From the company's Companies House record.

Company number
OC441563
Company status
Active
Company type
Limited liability partnership
Incorporated
21 March 2022 (4 years old)
Registered office
Brookleigh Milley Road, Waltham St. Lawrence, Reading, RG10 0JR, England

Current directors and secretaries

Name Role Born Appointed
Josephine Clemency Blythe LLP designated member Jul 1968 21 Mar 2022
Jacob Martin LLP designated member Sep 1972 1 Nov 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Josephine Blythe

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Common questions

Frequently asked questions

Is Josephine Financial Wellbeing LLP FCA authorised?
Josephine Financial Wellbeing LLP (FRN 415295) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Josephine Financial Wellbeing?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Josephine Financial Wellbeing LLP (FRN 415295) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Josephine Financial Wellbeing, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Josephine Financial Wellbeing?
Protection works through the principal firm responsible for Josephine Financial Wellbeing's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Josephine Financial Wellbeing a scam or clone?
Josephine Financial Wellbeing is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Josephine Financial Wellbeing's Firm Reference Number (FRN)?
Josephine Financial Wellbeing's FRN is 415295. You can verify it on the FCA register.