Just Mortgages Direct Limited
Reference number: 404016
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Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
The FCA register does not name a principal for this firm.
What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Just Mortgages Direct Limited (FRN 404016) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
- Example: if you take financial advice from Just Mortgages Direct, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Verified phone number
-
Verified address
Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD, United Kingdom
Also trades as 98 other names, search them
- 360 Mortgage Solutions
- Abbeydale Mortgages
- a.burgess Financial Services
- Alegra Mortgage and Protection
- Ale Radu Home Solutions
- All Things Mortgage & Protection
- Altrincham Mortgages
- AMP Mortgages & Protection
- Angel & Allsop Financial Services
- AP Mortgages
- Arch Mortgage Services
- Ashram Financial
- Ask The Mortgage Experts
- Asquared Mortgages
- A-Z Mortgages & Protection
- Bear Finance
- Bolt Mortgages
- Bransgroves Mortgage Brokers
- Bredon Finance
- Brick By Brick Mortgages
- Broadbridge Mortgages
- Carol Smith Mortgage Services
- Castle Square Mortgages & Protection
- CGC Mortgages
- Chelsea Hardie Mortgage Solutions
- Christine Paton Mortgage Solutions
- CIS Mortgage Advice
- Clyde Mortgage Solutions
- Craig Potter Mortgages and Protection
- Davies Mortgage Services
- DJB Mortgages
- DL Mortgages
- DreamKey Mortgage Solutions
- Durham Mortgage Solutions
- Elsby Life Solutions
- Finsbury Financial
- Flamingo Life & Mortgage
- Future Thinking Finance
- Ginger Finance
- Healey Mortgages
- Heart and Home Mortgages
- Hendriks Financial Solutions
- HWM Financial Planning
- IDYL Protection
- Inspired Financial Services
- Jane Jackson Financial Solutions
- Jason Davey Financial Solutions
- Johnston Mortgage Solutions
- Just Mortgages
- Just Mortgages Commercial
- Just Wealth
- Katy Gregg Mortgage & Protection Specialist
- Kimpton Mortgages
- Lavender Mortgages
- Lovejoy Financial Services
- LWM Mortgages
- Lynton Mortgages
- McCracken Mortgages
- Midavlyn Mortgages
- Middleton Mortgage Solutions
- Minster Mortgages & Protection
- Moorhouse Finance
- Mortgage Advice Centre
- Mortgages by Louise & Associates
- NestGuard Financial Services
- NewStart Mortgage Finance
- Nicola Kay Mortgage & Protection Specialists
- Noonan & Co
- NxtGen Mortgages
- One Life
- Open Key Mortgages
- Opportunity Mortgages
- Ox & Hart Financial Services
- PK Finance
- Primo Mortgages & Protection
- Protect My Hive
- Ready Set Mortgage
- Right Path Mortgages & Protection
- SGB Mortgages
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- Spencer & Co Mortgage Specialists
- Spherical Financial Services
- Stakes Hill Financial Services
- Stocks & Co Financial Planning
- Stonebrook Mortgages
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- The Mortgage Advice Clinic
- The Mortgage Society
- The Mortgage Stone
- Thomas Mortgage Solutions
- Truestep Financial Planning
- TSK Mortgages
- Valley Mortgages
- Vault Financial Services
- Wishart Financial Solutions
- Your Mortgage Approved
- Your Mortgage Mate
Company details
From the company's Companies House record.
- Company number
- 02412345
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 August 1989 (37 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Antony Tobias Lark | Director | Sep 1972 | 22 May 2013 |
| Matthew John Phillips | Director | Nov 1963 | 21 Jan 2016 |
| Mark Edward Hurdle | Director | Aug 1966 | 11 Jul 2019 |
| Sarah Margaret Elaine Thomson | Director | Apr 1974 | 28 Aug 2025 |
| Paul Alick Smith | Secretary | Not published | 9 Nov 2007 |
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
Previously registered as
The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.
- Haybrook Limited
- Just Mortgages
Names it no longer trades under
This firm has retired 164 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.
Show the retired names
- a.burgess financial services
- ADR Mortgage Services
- Ale Radu Mortgage Associates
- All Things Mortgages and Protection
- Alternative Mortgage Solutions
- Andrew Reynolds Mortgages
- Angel and Allsop Financial Services
- Apex Financial Consultants
- Apex Financial Solutions
- Bedson Financial Solutions
- Beewise Financial Services
- Belle Maison Mortgage Solutions
- Bespoke Mortgage Market
- Beyond Protection
- Black and Golds Mortgages
- Bloor Door Financial Consultants
- Blossomfield Mortgages
- Bluewave Mortgages & Protection
- Castle Mortgages
- Castle Square Mortgages and Protection
- CDR Mortgage Solutions
- Central 67 Mortgages
- CGC Tailor Made Mortgage Solutions
- Chris Terry Mortgages
- CLD Financial Solutions
- Cranfield Mortgages
- CRC Mortgages
- Derbyshire Mortgages & Protection
- DJB Commercial
- DJB Commercial Brokers
- DJB Mortgage Solutions
- Donna O’Brien Mortgage Consultancy
- Dream Financial
- EasyM
- Everyday Financial Services
- Faulkner Powell Mortgages
- Flynn & Co
- F M Financial Services
- Fylde Mortgages & Protection
- GK Finance
- Hallam Money
- Hathaway Finance
- Haybrook Mortgage Service
- Haybrook Mortgage Services
- Helen Ferneyhough Associates
- Hilton-Bennett Mortgage Services
- Hilton-Bennett Mortgage Solutions
- H&L Mortgage Solutions
- Horsley Wealth Management
- Hyslop Mortgages
- Illuminate Mortgages
- Initial Mortgage Solutions
- James Parvin Mortgages
- JMH Mortgage Solutions
- Just Cash
- Just Commercial Solutions
- Just Generations
- Just Learning
- Just Mortgages
- Just Protect
- Just Wills
- KAM Mortgage Solutions
- Kasia Ostler Mortgages & Protection
- Keeley Barber Mortgage Solutions
- Kennaugh & Co
- Kennedy Mortgages
- Key Mortgages and Protection
- Key Mortgage Solutions
- Lawrence Jordan Mortgage & Protection
- Lawrence Jordan Mortgage & Protection Services
- Leston Mortgages
- LFG Mortgage & Protection
- LionHart Estate Planning Solutions
- LionHart Financial Solutions
- Lionhart Mortgage Solutions
- LionHart Protection Solutions
- LionHart Solutions
- London Finance Centre
- London Financial Growth
- Long River Finance
- LTC Mortgages
- LWM Mortgages
- LWM Mortgages & Money Plus Mortgages
- Making Moves Mortgages
- Mallard Mortgages
- Maroon Mortgages
- MD Mortgages
- Medway Rose Mortgages
- Merchant Private Finance
- Mi Casa Mortgages
- MLC Financial Services
- MM Commercial Finance
- Money Plus Mortgages
- Mortgage Avenue
- Mortgage Matchmakers
- Mortgage Monster
- Mortgage Pals
- Mortgages by Louise Wood
- Mortgage Seed
- Mortgage Simple
- New Start Mortgage Finance
- Next Chapter Mortgages
- Next Chapter Mortgages by D&H Galstaun
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- Nook Mortgages
- North West Financial Services
- OCG Mortgages
- OJB Mortgage Solutions
- OJ Mortgages
- Ox and Hart Financial Services
- Parmar Mortgage Services
- Paul Isherwood Mortgage and Protection
- Peak Bridging and Commercial
- Peak Money
- Peak Mortgages and Protection
- Peak Mortgage Solutions
- Peak Mortgages & Protection
- Pebbles Mortgage and Protection
- Plus Mortgages
- Practical Mortgage Advisers
- Precision Mortgage Services
- Premo Financial
- Propel Mortgages
- Providence Global Finance
- Pulse Mortgages
- Raja Commercial Services
- Ridley Mortgages
- Right Choice Mortgages
- Robert Samuel Mortgages
- Rowland Mortgages
- RS Mortgage Solutions
- Seawan Financial
- SEB Mortgage Solutions
- Services 1st Finance
- Shepherdson Mortgages
- Sierra Mortgages
- SJB Mortgage Solutions
- Smart Step Mortgage Services
- Starling Life
- Sumayya Eyers Mortgage Broker
- Sunrise Capital Consultants
- Swansea Mortgages
- TAP Financial Services
- The Financial Hub
- The Mortgage Branch
- The Mortgage Brigade
- The Mortgage Capital
- The Mortgage Capital (East)
- The Mortgage Department
- The Mortgage Room
- Think Financial
- TMG Mortgages
- Turnstone Mortgages
- TY Mortgage Services
- Venture Mortgages
- Venture Mortgages and Protection
- Vibrant Mortgages
- Vibrant Mortgage Services
- Wintons Mortgages
- Woodwards Financial Services
- Your Mortgage Approved¿
- Yule Mortgages
- ZA Mortgage Solutions
- Zeal Mortgage & Protection Services
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Common questions
Frequently asked questions
Is Just Mortgages Direct Limited FCA authorised?
Just Mortgages Direct Limited (FRN 404016) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Just Mortgages Direct?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Just Mortgages Direct Limited (FRN 404016) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Just Mortgages Direct, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Just Mortgages Direct?
Protection works through the principal firm responsible for Just Mortgages Direct's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Just Mortgages Direct a scam or clone?
Just Mortgages Direct is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Just Mortgages Direct's Firm Reference Number (FRN)?
Just Mortgages Direct's FRN is 404016. You can verify it on the FCA register.